Frequently Asked Questions
Have questions? Find answers below, or contact us if you don't find what you are looking for.
Debt review is a legal process under the National Credit Act that helps you restructure unaffordable debt into one manageable monthly payment, while protecting you from legal action by your creditors.
No. Your assets stay in your name. Debt review is specifically designed to protect what you own while you repay what you owe.
It depends on how much you owe and what you can afford to pay each month. [Insert typical timeframe range based on Debt Clinic's real client data.
While under debt review, your credit record will reflect this status. Once you've completed the process and received your clearance certificate, your record is updated accordingly.
Yes, your bank account remains open and usable. Debt review restructures your debt repayments — it doesn't restrict your everyday banking.